What's included
Monthly budget planner
Income, needs, wants and savings on one page, with a summary that shows what's left over.
Daily expense tracker
Write down every purchase and mark it as a need or a want.
Bill payment checklist
Every bill, its due date and a box for each month of the year.
30-day no-spend challenge
Mark every day you spend nothing extra. Write down what you saved.
Savings goal tracker
Set a goal, divide it by the months you have, shade the bar as you go.
Debt payoff tracker
List your debts, choose snowball or avalanche, and log every payment.
How to fill in the monthly budget planner
- Write your take-home income at the top: every paycheck and any other income.
- Fill in your needs: rent, utilities, groceries, insurance, transportation, minimum debt payments. Aim for about 50%.
- Fill in your wants: dining out, subscriptions, shopping, fun money. Aim for about 30%.
- Fill in your savings: emergency fund, extra debt payments, sinking funds. Aim for about 20%.
- Check the summary. Income minus needs, wants and savings should equal $0. Every dollar has a job.
Print one planner per month, or fill it in on a tablet with any PDF or note-taking app. All pages are US Letter size.